5 Lincoln Street, Canton, MA 02021
781-710-6686 | julie@donahuere.com



Posted by Julie Shanks on 9/29/2019

Getting a new mortgage can be stressful, whether you are getting it for the first time or not. You have to carry out thorough research to avoid going into a mortgage that drains your pocket through high-interest rates. You can get yourself prepared for the lowest interest rate that is suitable for you by taking good care of your credit history. Do you realize that a difference of 1 percent in the interest rate can save a tremendous amount of money on a mortgage running for 30 years?Consider the following when searching for competitive rates:

Introductory rates:

You should consider loans with discounted initial rates. Be on the lookout for fees and be ready to switch in case the rate goes higher than your budget or plan.

Alternative lenders:

When looking for a low-interest mortgage rate, you should check if a smaller non-banker lender is providing a low-interest mortgage. When you find options, check properly to be sure that there are no additional charges. You must know the final amount before committing.

Variable versus fixed rates:

The difference between a variable and fixed rate is that variable loans usually advertise more flexibility and lower interest rates when compared with the fixed rate. However, the truth is that you can get a fixed-rate mortgage without any possibility of rising rates. Variable rates may tell you the percentage is likely to go down, but it can go up also! 

Negotiating a discount: 

After you have selected a mortgage company, inquire about their unadvertised discounts that can save you money.

Here are some tips to help you qualify for low-interest mortgage rates:

  • Get a loan with low fees. You should know that most mortgages have a separate charge that is different from the repayments and rates. Such fees sometimes are not included in most online loan comparison websites. Contact the company to be sure you have full information about one-time fees like application or origination fee as these may be expensive. Compare with other ongoing fees to be sure it does not cost you more in the long run.
  • Should you avoid fees at all costs? You do not always need to avoid fees. To know the amount that a loan will cost you, you should do the calculations and consider the benefits as well as the charges involved. If you discover that a mortgage loan has features that benefit you, it is justifiable to pay a small ongoing fee.
  • Save up a healthy down payment. It is worth noting that you are likely to borrow less to cover your home's purchase price if you have a substantial down payment. It is better to save enough funds towards your down payment.

Speak to your financial advisor or planner to know how to be pre-approved for the best mortgage rates before you start your house search.




Categories: Uncategorized  


Posted by Julie Shanks on 9/18/2019


96 McAndrew Road, Braintree, MA 02184

Single-Family

$580,000
Price

6
Rooms
3
Beds
3/1
Full/Half Baths
Opportunity awaits in this lovely maintained split - level in an established neighborhood in South Braintree. Beautiful hardwood floors in the spacious and open living and dining room. The updated eat in kitchen boasts beautiful stainless steel appliances and stone counter tops. The kitchen also provides access to the private deck and serene yard. Three large bedrooms upstairs include the lovely master bedroom with full master bathroom. The large guest bathroom has been updated with a beautiful vanity and stone counter top. The finished lower level provides another large family room and laundry room. The bonus to the great property is the completely separate in law apartment. The in law apartment is complete with a full kitchen, open living/dining room bedroom and bathroom. Access to the apartment can be completely separate from the main house.
Open House
Sunday
September 22 at 11:30 AM to 1:00 PM
Cannot make the Open Houses?
Location: 96 McAndrew Road, Braintree, MA 02184    Get Directions

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Categories: Price Change  


Posted by Julie Shanks on 9/18/2019


96 McAndrew Road, Braintree, MA 02184

Single-Family

$580,000
Price

6
Rooms
3
Beds
3/1
Full/Half Baths
Opportunity awaits in this lovely maintained split - level in an established neighborhood in South Braintree. Beautiful hardwood floors in the spacious and open living and dining room. The updated eat in kitchen boasts beautiful stainless steel appliances and stone counter tops. The kitchen also provides access to the private deck and serene yard. Three large bedrooms upstairs include the lovely master bedroom with full master bathroom. The large guest bathroom has been updated with a beautiful vanity and stone counter top. The finished lower level provides another large family room and laundry room. The bonus to the great property is the completely separate in law apartment. The in law apartment is complete with a full kitchen, open living/dining room bedroom and bathroom. Access to the apartment can be completely separate from the main house.
Open House
Sunday
September 22 at 11:30 AM to 1:00 PM
Cannot make the Open Houses?
Location: 96 McAndrew Road, Braintree, MA 02184    Get Directions

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Categories: Open House  


Posted by Julie Shanks on 8/30/2019

This Single-Family in Blackstone, MA recently sold for $246,000. This Cape style home was sold by Julie Shanks - Donahue Real Estate Co..


104 Elm St, Blackstone, MA 01504

Single-Family

$259,900
Price
$246,000
Sale Price

8
Rooms
5
Beds
2
Baths
This surprisingly spacious home has large rooms, high ceilings, 2 full baths and 5 bedrooms. Walk-in and cedar closets give plenty of storage. The bonus/tandem room can be used to form a master suite, mother-in-law suite or a possible sixth bedroom. Enjoy the welcoming back yard with hill paths and a fire pit. A charming Cape Cod in desirable Blackstone Village conveniently located near highways, schools and shopping. Satellite and gas connection available. Don't miss seeing what this home has to offer.

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Categories: Sold Homes  


Posted by Julie Shanks on 8/20/2019


437 High St, Dedham, MA 02026

Single-Family

$399,000
Price

5
Rooms
2
Beds
1/1
Full/Half Baths
Classic Colonial within walking distance of everything Dedham has to offer. This handsome home has a nice traditional floor plan. A large living room, dining room and kitchen round ou the first floor. The rooms have gleaming hardwood floors and built ins. There are two large bedrooms and a full bath on the second floor. The downstairs has two rooms and a half bath and leads to an attached garage. These rooms could be used for offices (the home is located in a general business district). Walk to the Square, train station, Endicott Estate and schools. Call today and make it your home.
Open House
Sunday
August 25 at 12:00 PM to 2:00 PM
Cannot make the Open Houses?
Location: 437 High St, Dedham, MA 02026    Get Directions

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Categories: Open House  




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