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Posted by Julie Shanks on 5/19/2019

When it comes to interior decorating, there are many great ideas out there for you to try out at home. With some simple and affordable plans, you can give your home an instant refresh. Try out the following home decor ideas for your home: 

Wallpaper

If you have a work-space and you own some floating shelves, you can easily give this area a breath of fresh air just by installing wallpaper. Cover the shelves with colorful wallpaper and your work-space will look brand new.

Potted plants

Place little pots of houseplants, herbs, and even grass to make your window areas more attractive. This simple idea needs some small pots and basic plants that you may already have in your garden. Just review at what you already own and adapt your plans from there. 

Home-made Shelves

How about creating shelves where you can display some of your favorite things? You can stack a few sturdy wooden boxes to get instant shelves. You can purchase these plain crates and stack them up wherever you need them. 

Framed artworks

Another idea is to use the sheltered enclosure of the shelves as a backdrop to small works of art. Frame little postcards or small reproductions in inexpensive frames and place them on your shelves. Interesting scenes will surprise your guests and serve as conversation starters.

Glass mirrors

How about dressing up your coffee tables? Placing a glass mirror on the surface of the tabletop creates a dazzling effect. It hides any imperfections of the tabletop, like gouges or scratches, and reflects light which will give your living room an upscale look. 

DIY picture frames

Did you know that those colorful little-dried seeds can look good on your photo frames? Get some dried seeds and glue them tightly together onto wooden frames. Random frames look like they belong in a designer set with these seeds around them.

More frame ideas

Speaking of walls and frames, consider another way to make your decorative works of art. Use this simple technique for your home: Cut out some snowflakes or whatever lacy design you fancy from colored paper, then glue this design into a neat arrangement onto a contrasting colored paper. Frame it for an instant work of art. 

Decorating your home and giving it a new look is simple and enjoyable to do. Try out some of the above home decoration ideas, and you will soon find your creativity soar.




Categories: Uncategorized  


Posted by Julie Shanks on 5/12/2019

Obtaining a home loan is a must for most homebuyers. However, assessing a wide range of home loan options and making the best-possible decision can be difficult, particularly for a buyer who is evaluating these options for the first time.

Lucky for you, we're here to help you perform a deep analysis of home loan options and make an informed decision.

Now, let's take a look at three tips to help you evaluate different home loan options.

1. Find Out How a Home Loan Works

The home loans that one lender offers may differ from the options provided by another lender. As such, you'll want to learn the ins and outs of each available home loan to guide your decision-making process.

Understanding how a home loan works may make it easy for you to discover your dream house too.

For example, if you get pre-approved for a home loan, you can enter the real estate market with a budget in hand. You then can use this amount to narrow your house search, which may lead to a fast, seamless homebuying experience.

2. Understand All of the Costs

The total amount that you pay each month under the terms of a home loan agreement may vary based on a variety of factors. Fortunately, if you understand all of the costs associated with a home loan, you may be able to find a loan that matches your finances.

Review all of the paperwork associated with a home loan as well. That way, you can find out the length of a home loan agreement and other relevant home loan information and proceed accordingly.

3. Get Expert Home Loan Insights

There is no such thing as "bad" questions about home loans. And if you're uncertain about how to proceed with a home loan, you can always receive expert guidance from a lender.

Oftentimes, lenders employ friendly, knowledgeable home loan specialists who can respond to your concerns and questions. If you meet with these specialists, you can get comprehensive home loan insights that you may struggle to obtain elsewhere.

As you get ready to pursue a home loan, you also may want to consult with a real estate agent. This housing market professional can help you get in touch with the best lenders in your area and secure a home loan in no time at all.

Of course, let's not forget about the assistance that a real estate agent can provide throughout the homebuying journey, either.

A real estate agent will serve as your guide to buying a house. He or she will help you hone your home search, explore top-notch residences in your city or town and find a residence that matches your expectations. Plus, a real estate agent will even negotiate with a seller's agent on your behalf to help you get the best price on your dream house.

Ready to make your homeownership dream come true? Use the aforementioned tips, and you can secure a home loan and take the next step toward purchasing your ideal residence.




Categories: Uncategorized  


Posted by Julie Shanks on 5/5/2019

A home appraisal often helps a property seller determine how to price his or her residence. As such, an appraisal is important. And with a great appraisal, a seller may boost the likelihood of earning top dollar for his or her house.

Ultimately, there are many reasons to trust the final results of a house appraisal, and these reasons include:

1. A home appraisal is conducted by a property expert.

An expert home appraiser will allocate significant time and resources to complete his or her report. This professional also will perform a home analysis as part of his or her assessment. That way, a home appraiser can provide an accurate property valuation.

As you consider home appraisers, you may want to search for professionals with comprehensive experience. By doing so, you can find a home appraiser who knows the ins and outs of evaluating properties.

2. A home appraisal is based on your home's condition and real estate market data.

Although many home sellers believe an appraisal's property valuation is based solely on the age and condition of a house, other factors come into play. In fact, a home appraiser generally evaluates the current state of the housing market, the prices of comparable houses that recently sold and other real estate market data to determine the optimal property valuation.

Of course, it typically is a good idea to perform myriad property upgrades before an appraisal is completed. This may help you improve your chances of receiving the best-possible property valuation.

3. A home appraisal provides home selling insights you may struggle to obtain elsewhere.

A home seller won't have to wait too long to receive an appraisal report, as a home appraiser usually can provide this report over the course of a few days. Meanwhile, the report includes a property valuation and other home insights that a seller may be unable to obtain elsewhere. And as a result, the report may prove to be exceedingly valuable, particularly for a seller who wants to maximize the value of his or her house.

When it comes to conducting a home appraisal, you may want to consult with a real estate agent. This housing market professional can explain how a home appraisal works and answer any concerns or questions that you may have. Plus, a real estate agent may be able to put you in touch with the top-rated home appraisers in your city or town.

Let's not forget about the assistance that a real estate agent can provide throughout the house selling journey, either. A real estate agent will help you list your home and promote it to prospective buyers. And if you receive an offer to purchase your residence, a real estate agent can offer a recommendation about how to proceed with this homebuying proposal.

Ready to add your residence to the real estate market? Perform a house appraisal, and you can move one step closer to establishing a competitive initial asking price for your home.




Categories: Uncategorized  


Posted by Julie Shanks on 4/28/2019

You found the perfect home. It has everything you want from location to bedrooms to that art studio in the back, AND the mortgage payment will be lower than or the same as your current rent. You got qualified for the loan and the agent has all the paperwork ready to go. So that’s it, right? Time to buy!

In all the excitement of finding that new home, it’s easy to ignore the warning signs of “overspending” and forget that there are more costs than just the mortgage payment. This can be a dangerous game because once those papers are signed, you are stuck with your purchase. 

Additional Monthly Costs
For the best home-buying experience, calculate ALL your monthly costs and try to budget that into your life before you make any final decisions. Determine what you are willing to give up in order to get that extra bedroom or live in that perfect neighborhood. Some additional monthly charges include:

  • PMI “Private Mortgage Insurance”: Pay attention to the mortgage you qualify for and make sure to calculate for PMI in your new monthly budget if it applies. PMI exists to protect your lender in case you default on your mortgage loan. It’s usually included when you have a lower credit score or a smaller down payment and can range from $75 to $300 per month or more.
  • Homeowners Insurance: You’ve been paying renters insurance for a while now probably, but homeowners’ insurance is a completely different ball game. Your insurance cost will be based on the estimated cost to fix or rebuild your home after a catastrophic event, NOT its market value. That means any special features with historic value, specialty windows, etc. will increase the price. Also check out if the home is in a weather damage area, somewhere prone to tornadoes, flooding, hail, etc. It also covers everything inside your home from furnishings to clothes and electronics. The more stuff you have, the greater the cost to insure it.
  • Property Tax: Unlike tenants, owners pay taxes to local governments for schools, roads, city governments, etc. These vary greatly from area to area, so be sure to find a good local property tax calculator to help estimate what those charges will be. If you’re buying a home in a new neighborhood or a gentrifying one, there may be additional taxes to cover the cost of roads, streetlights, parks, and other new area features.
  • Association Fees/Dues: Nearly all condos belong to Home Owners Associations (HOAs). Depending on the neighborhood you choose, your single-family home may belong to one as well. HOAs handle neighborhood maintenance including streetlights, pool upkeep, exterior maintenance, parks, and even security. HOA dues can range from $50ish per month up into the hundreds of dollars or even more.
  • Services: You know all those utilities and local services currently included in your rent? As an owner, you must pay for all of them separately. That means water, power, trash, sewage, recycling, internet, cable, and phone bills all get added on top of your monthly payments as well. Some cities such as Austin, Texas, also have local monthly fees separate from property taxes, usually to cover extra city features like parks.

Other Costs
The most difficult costs to calculate or plan for are maintenance costs. If your landlord currently covers bug treatments, light bulbs, paint, carpeting, landscaping and generally all other maintenance, you will need to try and estimate how much of that you’ll need to pay for in your new home. There is no one else to pitch in, so this can end up being a huge additional cost.

So, How Do I Buy a Home Safely?
First, find yourself a good agent. A well-qualified agent who is familiar with your area and property needs can help you figure most of these costs. All you must do is ask. If your agent is unable or unwilling to help you plan for these, find yourself a new agent.

Ask your agent today if they can help you put together a true cost budget for each of the homes you’re interested in, that way you can make the best-informed decision. 





Posted by Julie Shanks on 4/26/2019


406 Neponset, Canton, MA 02021

Canton Junction

Rental

$2,350
Price

5
Rooms
3
Beds
1
Baths
Commuters dream location! Minutes to 95! .3 miles to Canton Junction train station. Clean and refreshed three bedroom rental available immediately. Enter from the 3 season porch to your updated eat in kitchen with granite counter tops. A spacious living room and renovated bathroom complete your first floor. The second floor provides for 3 spacious bedrooms. There is a shared driveway with off street parking. You do not want to miss this opportunity!
Open House
No scheduled Open Houses

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Tags: Canton   Real Estate   02021   Rental  
Categories: New Homes